431 W Lake Road, Deruyter, NY 13052

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Property Description

Escape to the lake and enjoy a relaxing getaway at this charming cottage on beautiful DeRuyter Lake. Perfect for families, friends, or a peaceful weekend retreat, this comfortable lakefront property offers the ideal setting for making lasting memories. Wake up to beautiful lake views, spend your days enjoying the water, and unwind in the evening, while sitting out on the deck and taking in the peaceful sights and sounds of the lake. The open floor concept creates a spacious, welcoming atmosphere, making it easy to gather, relax, and enjoy time together. With sleeping accommodations for 6-8 guests, there's plenty of room for everyone to feel comfortable. Updates in the past five years include: aerobic septic system, new windows facing lake, deck, electrical, shutters, three new parking spaces, floor joists and supports reinforced, and paint. Whether you're looking for a summer vacation filled with swimming, boating, and fishing, or simply a quiet place to disconnect and recharge, this DeRuyter Lake cottage is a wonderful home base. Cottage can sleep between 6-8. Room for bed on first level, and four beds on the loft area.

431 W Lake Road | MLS# S1709762

This single family home located at 431 W Lake Road, Deruyter, NY 13052 is currently listed for sale with an asking price of $499,000. This property was built in 1935 and has 2 bedrooms and 1 full baths with 1554 sq. ft. W Lake Road is located within the DeRuyter school district. Search Deruyter real estate on debbie-falcone.timberlandproperties.com today.

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Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Heating: Other, See Remarks, None
Home Style: Cottage
Lot Size: 0.07 Acres
Roof Type: Asphalt
Stories: 2.0
Taxes: $5,492
Year Built: 1935

Amenities

Entrance Foyer
Eat-in Kitchen
Furnished
Separate/Formal Living Room
Living/Dining Room
Sliding Glass Door(s)
Loft
Deck
Gravel Driveway

Feature Descriptions

Accessibility: Accessible Doors
Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
Body of Water: DeRuyter Reservoir
Days on Site: 4
Door Features: Sliding Doors
Exterior: Wood Siding
Flooring: Luxury Vinyl
Furnished: Yes
Lot: Irregular Lot
Lot Dimensions: 110X32
Parcel#: 252489-161-017-0001-002-000-0000
Parking: No Garage
Parking Notes: No Garage
Patio/Porch: Deck
Sewer: Aerobic Septic
Water: Lake, River
Water Features: Lake

Local Schools

School District: DeRuyter

Estimate Your Payment

Estimated Payment

$ 1,713.77 per month $1,110.56 Principal & Interest $457.67 Property Tax $145.54 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: Hunt Real Estate ERA
Agency Phone: 315-682-7197

Shown By

Agent Name: Debbie Falcone
Agent Phone: (516) 695-9460
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/01/2026. The listing information on this page last changed on 09/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 09/01/2026 12:00:10 AM EST) or Global MLS (last updated Mon 08/31/2026 11:52:26 PM EST) or New York State Alliance MLS (last updated Mon 08/31/2026 11:58:59 PM EST) or Hudson Valley Catskill Region MLS (last updated Mon 08/31/2026 11:51:16 PM EST) or OneKey MLS (last updated Mon 08/31/2026 11:53:22 PM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.

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