1439 Charlotte Valley Road, Summit, NY 12175

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Property Description

Escape to the Mountains: DIY Cottage with Seller Financing!Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good.No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.

1439 Charlotte Valley Road | MLS# 202624883

This single family home located at 1439 Charlotte Valley Road, Summit, NY 12175 is currently listed for sale with an asking price of $79,900. This property was built in 1943 and has 2 bedrooms and 1 full baths with 630 sq. ft. Charlotte Valley Road is located within the Cobleskill-Richmondville school district. Search Summit real estate on debbie-falcone.timberlandproperties.com today.

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Property Features

Property Type: Residential - Single Family
Basement: Bilco Doors, Exterior Entry
Cooling: None
Heating: Electric
Home Style: Cottage
Lot Size: 0.33 Acres
Taxes: $1,980
Year Built: 1943

Feature Descriptions

Appliances: Electric Water Heater, Range, Refrigerator
Days on Site: 5
Exterior: Drywall
Exterior: None
Foundation: Block
Lot Dimensions: 147' x 107'
Parcel #: 434800 111.-5-2
Parking: Driveway
Parking Total: 3
Parking Total: 3
Rooms Total: 4
Sewer: Septic Tank
SQFT Above Grade Finished: 630

Room Sizes

Bedroom: Level - First
Kitchen: Level - First
Living Room: Level - First

Local Schools

School District: Cobleskill-Richmondville

Estimate Your Payment

Estimated Payment

$ 366.13 per month $177.82 Principal & Interest $165.00 Property Tax $23.30 Homeowner's Insurance

Change Payment Information

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years/fixed
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yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: Charlotteville Realty LLC
Agency Phone: 1 607-397-9027

Shown By

Agent Name: Debbie Falcone
Agent Phone: (516) 695-9460
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/01/2026. The listing information on this page last changed on 09/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 09/01/2026 12:00:10 AM EST) or Global MLS (last updated Mon 08/31/2026 11:52:26 PM EST) or New York State Alliance MLS (last updated Mon 08/31/2026 11:58:59 PM EST) or Hudson Valley Catskill Region MLS (last updated Mon 08/31/2026 11:51:16 PM EST) or OneKey MLS (last updated Mon 08/31/2026 11:53:22 PM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.

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